Fixed Indexed Annuities
At L & L Insurance Group, our fixed annuity solutions are designed to aid in building tax-deferred earnings within your comprehensive retirement strategy. Annuities present the chance for lifetime payments, alongside tax-advantaged earnings, and the added benefit of a guaranteed death benefit for your beneficiaries. Rest assured, all guarantees are supported by the unwavering claims-paying capability of the issuing insurance company.
Work With an Annuities Specialist
Considering an annuity as part of your long-term strategy may be advantageous if:
- You're concerned about market volatility affecting your IRA, 401k, or current investment portfolio.
- You're in a higher tax bracket and seek to defer additional income.
- You've reached the maximum allowable deductible limit on all your retirement accounts.
Annuities are distinct from IRAs, 401ks, and other investment accounts. They entail a contract between you and an insurance company. By making either a single premium payment or multiple periodic payments, the insurance company commits to providing you with an income stream and a guaranteed death benefit. You have the flexibility to choose whether to receive payments all at once or as a series of payments, potentially for the rest of your life.
Fixed annuities can serve as a valuable component of a well-rounded financial plan. Explore how Resonate can tailor a program that suits your needs.